Home Equity Rates as low as 6.75 % APR*

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Type of Loan
$30,000 Home Loan for Under $210/Month!*
*The payment for the first monthly billing period is based on a Home Equity Line of Credit for $30,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $203.13 and is an interest only payment that changes based on the outstanding balance and variable rate for the remainder of the 5 or 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, a good credit rating, and are available on single-family, owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.

$40,000 Home Loan for Under $271/Month!*
*The payment for the first monthly billing period is based on a Home Equity Line of Credit for $40,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $270.83 and is an interest only payment that changes based on the outstanding balance and variable rate for the remainder of the 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, a good credit rating, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.

$50,000 Home Loan for Under $339/Month!*
*The payment for the first monthly billing period is based on a Home Equity Line of Credit for $50,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $338.54 and is an interest only payment that changes based on the outstanding balance and variable rate for the remainder of the 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, a good credit rating, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.

$60,000 Home Loan for Under $407/Month!*
*The payment for the first monthly billing period is based on a Home Equity Line of Credit for $60,000 with an introductory 3.99 Annual Percentage Rate. Following the first monthly billing period, the minimum monthly payment is $406.25 and is an interest only payment that changes based on the outstanding balance and variable rate for the remainder of the 10 year draw period. After the draw period, the remaining balance converts to a principal and variable interest payment which is paid off over 15 years. The terms above assume a combined loan-to-value ratio of 70% or less, a good credit rating, and are available on single-family owner-occupied homes only. The variable interest payment is based on the Prime Rate as published in The Wall Street Journal, plus a margin. Maximum possible Annual Percentage Rate is 18%. Rate is variable and subject to change daily without notice.

$150,000 Mortgage for Under $720/Month!*
*The $706.25 monthly payment is an interest-only payment for two years, based on a $150,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $889.85. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.

$160,000 Mortgage for Under $785/Month!*
*The $753.33 monthly payment is an interest-only payment for two years, based on a $160,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $923.58. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.

$175,000 Mortgage for Under $860/Month!*
*The $823.96 monthly payment is an interest-only payment for two years, based on a $175,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $1,010.16. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.

$160,000 Mortgage for as low as $633/Month!*
*The $633 monthly payment is an interest-only payment for five years, based on a $160,000 loan amount with a buydown at the cost of 3.125 points for a 30-year, five-year Adjustable Rate Mortgage at 4.75% and 6.155% Annual Percentage Rate. Following the five-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial seven-year interest only period is $822.53. To qualify for this monthly payment, borrower must meet minimum credit qualifications and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.

LowerMyBills, Inc. is not acting as a lender or broker. The information provided by you to LowerMyBills is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not all service providers in the LowerMyBills network offer this or other products with interest-only options.

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